Equal access to financial services for women and men by country

The law prohibits gender discrimination by banks or other financial institutions, and requires equal treatment of women and men in financial transactions, business activities, financial assistance, and access to goods and services.

Countries reporting
93
Highest
1 (1=yes; 0=no)
North Macedonia
Lowest
1 (1=yes; 0=no)
Spain
Median
1 (1=yes; 0=no)
Years covered
54
1970–2023
Data points
10,152

What the numbers show

Equal access to financial services for women and men is currently reported for 93 countries. The highest value is 1 (1=yes; 0=no) in North Macedonia; the lowest is 1 (1=yes; 0=no) in Spain.

The median across all reporting countries is 1 (1=yes; 0=no), and the mean is 1 (1=yes; 0=no).

Equal access to financial services for women and men: full country ranking

#Country LatestYear 10-year changeTrend
1 North Macedonia 1 (1=yes; 0=no) 2023 unchanged volatile
1 Poland 1 (1=yes; 0=no) 2023 unchanged volatile
1 Philippines 1 (1=yes; 0=no) 2023 unchanged volatile
1 Peru 1 (1=yes; 0=no) 2023 unchanged volatile
1 New Zealand 1 (1=yes; 0=no) 2023 unchanged volatile
1 Netherlands 1 (1=yes; 0=no) 2023 unchanged volatile
1 Nicaragua 1 (1=yes; 0=no) 2023 — volatile
1 Mauritius 1 (1=yes; 0=no) 2023 unchanged volatile
1 Mozambique 1 (1=yes; 0=no) 2023 — volatile
1 Mongolia 1 (1=yes; 0=no) 2023 unchanged volatile
1 Montenegro 1 (1=yes; 0=no) 2023 unchanged volatile
1 Malta 1 (1=yes; 0=no) 2023 unchanged volatile
1 Puerto Rico 1 (1=yes; 0=no) 2023 unchanged rising
1 Marshall Islands 1 (1=yes; 0=no) 2023 — volatile
1 Mexico 1 (1=yes; 0=no) 2023 — volatile
1 Maldives 1 (1=yes; 0=no) 2023 — volatile
1 Moldova 1 (1=yes; 0=no) 2023 unchanged volatile
1 Morocco 1 (1=yes; 0=no) 2023 unchanged volatile
1 Latvia 1 (1=yes; 0=no) 2023 unchanged volatile
1 Luxembourg 1 (1=yes; 0=no) 2023 unchanged volatile
1 Lithuania 1 (1=yes; 0=no) 2023 unchanged volatile
1 Laos 1 (1=yes; 0=no) 2023 unchanged volatile
1 South Korea 1 (1=yes; 0=no) 2023 — volatile
1 Cambodia 1 (1=yes; 0=no) 2023 unchanged volatile
1 Sweden 1 (1=yes; 0=no) 2023 unchanged volatile
1 Zimbabwe 1 (1=yes; 0=no) 2023 unchanged volatile
1 Zambia 1 (1=yes; 0=no) 2023 — volatile
1 South Africa 1 (1=yes; 0=no) 2023 unchanged volatile
1 Vanuatu 1 (1=yes; 0=no) 2023 unchanged volatile
1 Vietnam 1 (1=yes; 0=no) 2023 unchanged volatile
1 Uzbekistan 1 (1=yes; 0=no) 2023 — volatile
1 United States 1 (1=yes; 0=no) 2023 unchanged rising
1 Ukraine 1 (1=yes; 0=no) 2023 unchanged volatile
1 Trinidad and Tobago 1 (1=yes; 0=no) 2023 unchanged volatile
1 Tajikistan 1 (1=yes; 0=no) 2023 unchanged volatile
1 Togo 1 (1=yes; 0=no) 2023 — volatile
1 Kyrgyzstan 1 (1=yes; 0=no) 2023 unchanged volatile
1 Slovenia 1 (1=yes; 0=no) 2023 unchanged volatile
1 Slovakia 1 (1=yes; 0=no) 2023 unchanged volatile
1 Serbia 1 (1=yes; 0=no) 2023 unchanged volatile
1 El Salvador 1 (1=yes; 0=no) 2023 unchanged volatile
1 Sierra Leone 1 (1=yes; 0=no) 2023 — volatile
1 Saudi Arabia 1 (1=yes; 0=no) 2023 — volatile
1 Rwanda 1 (1=yes; 0=no) 2023 — volatile
1 Romania 1 (1=yes; 0=no) 2023 unchanged volatile
1 Paraguay 1 (1=yes; 0=no) 2023 unchanged volatile
1 Portugal 1 (1=yes; 0=no) 2023 unchanged volatile
1 Bosnia and Herzegovina 1 (1=yes; 0=no) 2023 unchanged volatile
1 Dominican Republic 1 (1=yes; 0=no) 2023 — volatile
1 Denmark 1 (1=yes; 0=no) 2023 unchanged volatile
1 Djibouti 1 (1=yes; 0=no) 2023 unchanged volatile
1 Germany 1 (1=yes; 0=no) 2023 unchanged volatile
1 Czechia 1 (1=yes; 0=no) 2023 unchanged volatile
1 Cyprus 1 (1=yes; 0=no) 2023 unchanged volatile
1 Cape Verde 1 (1=yes; 0=no) 2023 unchanged volatile
1 Democratic Republic of Congo 1 (1=yes; 0=no) 2023 — volatile
1 Cote d'Ivoire 1 (1=yes; 0=no) 2023 — volatile
1 Canada 1 (1=yes; 0=no) 2023 unchanged rising
1 Bolivia 1 (1=yes; 0=no) 2023 unchanged volatile
1 Egypt 1 (1=yes; 0=no) 2023 — volatile
1 Bahrain 1 (1=yes; 0=no) 2023 — volatile
1 Bulgaria 1 (1=yes; 0=no) 2023 unchanged volatile
1 Burkina Faso 1 (1=yes; 0=no) 2023 — volatile
1 Benin 1 (1=yes; 0=no) 2023 — volatile
1 Belgium 1 (1=yes; 0=no) 2023 unchanged volatile
1 Azerbaijan 1 (1=yes; 0=no) 2023 unchanged volatile
1 Austria 1 (1=yes; 0=no) 2023 unchanged volatile
1 Australia 1 (1=yes; 0=no) 2023 unchanged rising
1 United Arab Emirates 1 (1=yes; 0=no) 2023 — volatile
1 Albania 1 (1=yes; 0=no) 2023 unchanged volatile
1 Guyana 1 (1=yes; 0=no) 2023 unchanged volatile
1 Kenya 1 (1=yes; 0=no) 2023 unchanged volatile
1 Jordan 1 (1=yes; 0=no) 2023 — volatile
1 Italy 1 (1=yes; 0=no) 2023 unchanged volatile
1 Israel 1 (1=yes; 0=no) 2023 unchanged volatile
1 Iceland 1 (1=yes; 0=no) 2023 — volatile
1 Iraq 1 (1=yes; 0=no) 2023 — volatile
1 Ireland 1 (1=yes; 0=no) 2023 unchanged volatile
1 Hungary 1 (1=yes; 0=no) 2023 unchanged volatile
1 Croatia 1 (1=yes; 0=no) 2023 unchanged volatile
1 Honduras 1 (1=yes; 0=no) 2023 unchanged volatile
1 Hong Kong 1 (1=yes; 0=no) 2023 unchanged volatile
1 Angola 1 (1=yes; 0=no) 2023 unchanged volatile
1 Greece 1 (1=yes; 0=no) 2023 unchanged volatile
1 Guinea 1 (1=yes; 0=no) 2023 — volatile
1 Georgia 1 (1=yes; 0=no) 2023 — volatile
1 United Kingdom 1 (1=yes; 0=no) 2023 unchanged rising
1 Gabon 1 (1=yes; 0=no) 2023 — volatile
1 France 1 (1=yes; 0=no) 2023 unchanged volatile
1 Finland 1 (1=yes; 0=no) 2023 unchanged volatile
1 Ethiopia 1 (1=yes; 0=no) 2023 — volatile
1 Estonia 1 (1=yes; 0=no) 2023 unchanged volatile
1 Spain 1 (1=yes; 0=no) 2023 unchanged volatile

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Equal access to financial services for women and men by country. Statizoid, drawing on Women, Business and the Law; World Bank – processed by Our World in Data. Retrieved 24 September 2026, from https://gender.statizoid.com/stat/discrimination-access-to-credit-gender/

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About this data

Indicator
Equal access to financial services for women and men
Unit
(1=yes; 0=no)
Source
Women, Business and the Law; World Bank – processed by Our World in Data
Licence
CC BY 4.0 (Our World in Data)
Coverage
188 places, 10,152 data points, 1970–2023
Last refreshed

The law prohibits gender discrimination by banks or other financial institutions, and requires equal treatment of women and men in financial transactions, business activities, financial assistance, and access to goods and services.